{"id":101,"date":"2026-10-16T17:00:00","date_gmt":"2026-10-16T17:00:00","guid":{"rendered":"https:\/\/www.fcm4.com\/blog\/?p=101"},"modified":"2026-10-16T17:00:00","modified_gmt":"2026-10-16T17:00:00","slug":"prime-rate-in-canada","status":"publish","type":"post","link":"https:\/\/www.fcm4.com\/blog\/2026\/10\/16\/prime-rate-in-canada\/","title":{"rendered":"Prime Rate in Canada"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Understanding how Canada\u2019s prime rate impacts your mortgage is key to making informed decisions. With the Bank of Canada holding its rate steady at 2.25%, the prime rate remains at 4.45%. This means that if you have a variable-rate mortgage, your payments won\u2019t change for now. Fixed mortgage rates, on the other hand, are tied more closely to bond yields and may move differently. My focus is always on helping you navigate these details with clarity and confidence, so you can feel secure in your financing choices and long-term plans.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.ratehub.ca\/prime-rate\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Understanding how Canada\u2019s prime rate impacts your mortgage is key to making informed decisions. With the Bank of Canada holding its rate steady at 2.25%, the prime rate remains at 4.45%. This means that if you have a variable-rate mortgage, your payments won\u2019t change for now. Fixed mortgage rates, on the other hand, are tied [&hellip;]<\/p>\n","protected":false},"author":128,"featured_media":102,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/users\/128"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/comments?post=101"}],"version-history":[{"count":1,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/101\/revisions"}],"predecessor-version":[{"id":103,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/101\/revisions\/103"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media\/102"}],"wp:attachment":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media?parent=101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/categories?post=101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/tags?post=101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}