{"id":20,"date":"2026-09-20T17:00:00","date_gmt":"2026-09-20T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/fcm4-com\/2026\/09\/20\/many-pandemic-era-borrowers-prepare-proactively-for-mortgage-renewals\/"},"modified":"2026-09-20T17:00:00","modified_gmt":"2026-09-20T17:00:00","slug":"many-pandemic-era-borrowers-prepare-proactively-for-mortgage-renewals","status":"publish","type":"post","link":"https:\/\/www.fcm4.com\/blog\/2026\/09\/20\/many-pandemic-era-borrowers-prepare-proactively-for-mortgage-renewals\/","title":{"rendered":"Many Pandemic-Era Borrowers Prepare Proactively for Mortgage Renewals"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A recent report highlights that 38% of Canadians with mortgages are bracing for higher payments when it\u2019s time to renew. For many, this means real financial pressure ahead. While most people aren\u2019t planning to move, they are preparing to make sacrifices in areas like travel, home upgrades, and everyday extras\u2014especially in markets where costs are already steep. As someone who\u2019s spent nearly a decade helping clients navigate changing mortgage landscapes, I know how important it is to approach renewal decisions with clarity and a long-term strategy. My focus has always been on simplifying options and providing transparent guidance, so you can move forward with confidence even when the market feels uncertain.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/financialpost.com\/real-estate\/third-of-pandemic-era-borrowers-expecting-higher-mortgage-rates-renewal\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A recent report highlights that 38% of Canadians with mortgages are bracing for higher payments when it\u2019s time to renew. For many, this means real financial pressure ahead. While most people aren\u2019t planning to move, they are preparing to make sacrifices in areas like travel, home upgrades, and everyday extras\u2014especially in markets where costs are [&hellip;]<\/p>\n","protected":false},"author":128,"featured_media":45,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/users\/128"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":0,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media\/45"}],"wp:attachment":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}