{"id":27,"date":"2026-09-28T10:00:00","date_gmt":"2026-09-28T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/fcm4-com\/2026\/09\/28\/canadas-inflation-shapes-mortgage-outlook\/"},"modified":"2026-09-28T10:00:00","modified_gmt":"2026-09-28T10:00:00","slug":"canadas-inflation-shapes-mortgage-outlook","status":"publish","type":"post","link":"https:\/\/www.fcm4.com\/blog\/2026\/09\/28\/canadas-inflation-shapes-mortgage-outlook\/","title":{"rendered":"Canada&#8217;s Inflation Shapes Mortgage Outlook"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/indran-kunam\/canada-inflation-mortgages-remotion-videos-05c2\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Canada\u2019s most recent inflation data isn\u2019t shaking up the mortgage rate landscape just yet. Headline inflation is holding steady near 3% as we move through mid-Q3, and the central bank\u2019s preferred core measures are still hovering around their 2% target. That\u2019s a sign that, for now, underlying pressures are contained and energy price spikes haven\u2019t spread further. Gasoline prices have stayed in the low-20% yearly range\u2014down a touch from earlier in Q3\u2014while food inflation has cooled to about 3%, the lowest it\u2019s been since late 2024. Some market watchers may have reacted a bit strongly, especially since Canada\u2019s 2-year government bond yield jumped more than 40 basis points leading up to this report. Most major-bank economists still expect the central bank to hold rates through 2026, though there are still risks at play: persistent energy costs, a recovering economy, and ongoing tariff questions could all shift the outlook. As someone who focuses on helping clients navigate the mortgage process with clarity and confidence, I keep a close eye on these developments so you can move forward with a solid, well-informed plan.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Canada\u2019s most recent inflation data isn\u2019t shaking up the mortgage rate landscape just yet. Headline inflation is holding steady near 3% as we move through mid-Q3, and the central bank\u2019s preferred core measures are still hovering around their 2% target. That\u2019s a sign that, for now, underlying pressures are contained and energy price spikes haven\u2019t [&hellip;]<\/p>\n","protected":false},"author":128,"featured_media":52,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/users\/128"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media\/52"}],"wp:attachment":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}