{"id":475,"date":"2026-10-26T10:00:00","date_gmt":"2026-10-26T10:00:00","guid":{"rendered":"https:\/\/www.fcm4.com\/blog\/?p=475"},"modified":"2026-10-26T10:00:00","modified_gmt":"2026-10-26T10:00:00","slug":"canada-mortgage-confidence-outlook-improves","status":"publish","type":"post","link":"https:\/\/www.fcm4.com\/blog\/2026\/10\/26\/canada-mortgage-confidence-outlook-improves\/","title":{"rendered":"Canada Mortgage Confidence Outlook Improves"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/indran-kunam\/mortgage-confidence-improves-remotion-videos\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage confidence has improved in 2026, while affordability remains central; borrowers are focusing on informed decisions, budget discipline, and payment readiness now.<br \/>\nRenewing borrowers were more likely to feel rate-linked pressure, making early payment reviews and practical spending plans especially useful for households planning ahead.<br \/>\nSome respondents have reduced or plan to reduce non-mortgage spending, including dining, entertainment, vacations, and shopping, to ease pressure and manage risk.<br \/>\nDown payment planning remains a major buyer focus, with savings, prior-home equity, and family gifts all appearing as common funding sources nationally.<br \/>\nLooking ahead, ~70% expected home values to gain within 12 mo, while &gt;80% still viewed ownership as a strong long-term investment choice.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage confidence has improved in 2026, while affordability remains central; borrowers are focusing on informed decisions, budget discipline, and payment readiness now. Renewing borrowers were more likely to feel rate-linked pressure, making early payment reviews and practical spending plans especially useful for households planning ahead. Some respondents have reduced or plan to reduce non-mortgage spending, [&hellip;]<\/p>\n","protected":false},"author":128,"featured_media":476,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/users\/128"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/comments?post=475"}],"version-history":[{"count":1,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/475\/revisions"}],"predecessor-version":[{"id":495,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/475\/revisions\/495"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media\/476"}],"wp:attachment":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media?parent=475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/categories?post=475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/tags?post=475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}