{"id":92,"date":"2026-10-12T16:00:00","date_gmt":"2026-10-12T16:00:00","guid":{"rendered":"https:\/\/www.fcm4.com\/blog\/?p=92"},"modified":"2026-10-12T16:00:00","modified_gmt":"2026-10-12T16:00:00","slug":"canadas-affordability-improves-as-fixed-rates-rise","status":"publish","type":"post","link":"https:\/\/www.fcm4.com\/blog\/2026\/10\/12\/canadas-affordability-improves-as-fixed-rates-rise\/","title":{"rendered":"Canada&#8217;s Affordability Improves as Fixed Rates Rise"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/indran-kunam\/fixed-mortgage-rates-rise-as-home-affordability-improves-in-august-remotion-videos-f221\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Recent headlines suggest that Canada\u2019s affordability is improving as fixed rates rise, but let\u2019s look more closely at the details behind these claims. No specific figures for home prices, mortgage rates, sales, listings, or affordability were provided for Canada as a whole, which means we don\u2019t have enough local data to pinpoint any true shift in the market. The information available only touches on broad Canadian trends and certain metro areas, without offering a reliable benchmark for qualifying income, monthly payments, or supply on a national level. Without clear comparisons for current prices or sales activity, it isn\u2019t possible to measure affordability at the town or community level. Even the mortgage stress-test discussion remained general and didn\u2019t explain what this means for individual borrowers. When navigating headlines like these, my focus is always on transparency and providing clients with the clearest, most relevant information for their unique situation. As always, I believe in approaching the market with strategy and caution when details are limited.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Recent headlines suggest that Canada\u2019s affordability is improving as fixed rates rise, but let\u2019s look more closely at the details behind these claims. No specific figures for home prices, mortgage rates, sales, listings, or affordability were provided for Canada as a whole, which means we don\u2019t have enough local data to pinpoint any true shift [&hellip;]<\/p>\n","protected":false},"author":128,"featured_media":93,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-92","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/92","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/users\/128"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/comments?post=92"}],"version-history":[{"count":1,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/92\/revisions"}],"predecessor-version":[{"id":94,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/posts\/92\/revisions\/94"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media\/93"}],"wp:attachment":[{"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/media?parent=92"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/categories?post=92"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fcm4.com\/blog\/wp-json\/wp\/v2\/tags?post=92"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}